Unfortunately hit and run car accidents in Kentucky are fairly common. If you are the victim of a hit and run car accident, there are steps you should take immediately to protect yourself and your passengers.
Gather evidence of hit and run car accident
Call the police and document the accident. This will not only help you when it is time to make an insurance claim, but the police may be able to locate the hit and run driver. And of course, if you are injured, seek medical attention as soon as possible.
Nearly everyone now has a smartphone. These phones can be a great tool for documenting evidence and for taking pictures. You must attempt to gather as much information as possible about the fleeing driver. If possible, document the vehicles make, model and color, the direction the hit and run driver left the scene, photos, as well as the place and time of the accident.
Try to speak with any eye witnesses who can provide additional information about the hit and run car accident. Make sure you get their contact information.
Christopher Goode once handled a hit and run accident involving a semi-truck on I-64. The truck sideswiped a passenger vehicle causing the vehicle to go into the median and roll. The truck driver fled the scene. Thankfully, an eye witness called 911 and identified the truck that was eventually pulled over. The truck driver still denied being involved. Christopher Goode was able to gather and preserve not only the 911 calls, but also the police dispatch radio calls which helped eventually hold the truck driver and company responsible. All of this evidence would have been lost if the client waited too long to hire an attorney.
What if the hit and run driver cannot be identified or found?
Even if the hit and run driver cannot be found or identified, it is possible that your own automobile insurance will cover you for your damages and injuries. Not only are no-fault benefits mandatory coverage in Kentucky, uninsured motorist benefits are also mandatory unless waived by the insured.
There is a catch to making a claim under your uninsured motorist benefits for a hit and run car accident. Most insurance policies in Kentucky require proof of contact between your vehicle and the hit and run vehicle in order to make a claim for uninsured motorist benefits. The most common type pf evidence used is the transfer of paint from the hit and run vehicle to your vehicle. Without such proof, your uninsured motorist claim may be denied.
If you have been involved in a hit and run car accident, you need a personal injury lawyer who is experienced with handling these types of accidents.